Get Big Loans with Your Property as Security
Unlock the value of your property with a Mortgage Loan through Finlane Capital Services. Whether you need funds for business expansion, medical emergencies, education, or personal needs — our Loan Against Property (LAP) solutions provide high loan amounts at attractive interest rates, using your residential or commercial property as collateral.
At Finlane Capital Services connects you with top banks and NBFCs, ensuring quick approvals, flexible repayment tenure (up to 15 years), and maximum loan value based on your property’s market worth. Our team handles everything from paperwork to bank coordination, giving you a smooth and stress-free experience.
Loan Process for Mortgage Loans
01Loan Consultation & Eligibility Check
We assess your profile and property type to suggest suitable lenders.
02 Document Collection
Provide personal, financial, and property-related documents.
03Property Valuation & Legal Check
Lender conducts a property valuation and legal scrutiny.
04 Loan Offer & Approval
Based on valuation, we present the best loan offers for your review.
05 Agreement & Disbursement
After signing the loan agreement, the amount is disbursed directly to your account.
Documents Checklist - Personal Documents
- KYC Documents: PAN Card, Aadhaar Card, Voter ID, or Passport
- Address Proof: Utility bill / Rent agreement / Passport / Aadhaar
- Income Proof (Salary Slips / ITR / Balance Sheet depending on profile)
- Bank Statement (Last 6–12 months)
- Passport-size Photographs
Documents Checklist - Property Documents
- Property Title Deed (Ownership Proof)
- Latest Property Tax Receipts
- Approved Building Plan / Occupancy Certificate
- Encumbrance Certificate (if required by lender)
- Sale Agreement or Gift Deed (if applicable)
Documents Checklist - Self Employed/Business Owners
- Business Proof (GST, Udyam, Registration Certificate.)
- ITRs (Last 2–3 years)
- Audited Financials (Balance Sheet, P&L)
- Partnership Deed / MOA / AOA (if applicable)